Don’t let your Pagosa Springs home fall victim to one of the many disasters that can strike without warning. Home insurance provides vital protection in the event of a fire, severe weather event, or break-in, and can help you repair or rebuild your home if necessary.
Most home insurance policies cover the dwelling itself as well as other structures on the property, such as a detached garage or shed. Home insurance also generally provides personal liability coverage, which can protect you financially if someone is injured on your property.
There are many different types of home insurance policies available, so it’s important to work with an experienced independent insurance agent to find the coverage that’s right for you. Your agent can help you understand the different policy options and can tailor a policy to meet your specific needs.
Don’t wait until it’s too late to protect your Pagosa Springs home. Call your independent insurance agent today to get started on your home insurance policy.
How much is average homeowners insurance in Colorado?
The average cost of homeowners insurance in Colorado is $2,496 per year, or roughly $208 a month, for an insurance policy with $300,000 in dwelling coverage. However, your costs will vary based partially on your home’s location, the amount of dwelling and liability coverage you need, and your insurer.